Better Rates
Without the Bloat

We offer rates that consistently beat most IMBs—and regularly outperform banks and credit unions—because we’ve eliminated corporate overhead. No bloated org chart. No stacked management costs. Just lean, smart pricing that helps you win.

We’ve built a high-functioning ecosystem around our LOs so they can focus on relationships, not red tape. That means experienced processors, financial support for assistants, fast file flow, and top-shelf tech. From onboarding to condition-clearing, you’ll feel the difference.

Serious Support
Streamlined Systems

Culture That
Actually Works

We trust our people, celebrate wins, and act on feedback fast. That means flexible schedules, real autonomy, and a culture of collaboration—not micromanagement. You’ll have the space to grow, a team that has your back, and leadership that listens.

Kiki Stonebraker

“I love that our rates are better than 95% of our competitors, so I rarely lose deals because of pricing. And I have access to virtually every loan program in the market. Those things combined with the support I get here causes me to be very bullish about my future in the mortgage world.”

“The biggest positive for me has been the welcoming of input that is part of our culture. My concerns and requests are heard and handled in record time. Having this kind of support gives me a say in our company’s direction – from adding new lenders to granting concessions to the creation of a podcast/video studio. I feel like I have the tools I need to succeed.”

Ian Murdock

Jordan Lee

“I love the collaborative atmosphere and short line of communication to the top. I anticipated challenges brokering in learning to work with multiple lenders but so far it has been very smooth. I like working with a variety of account executives and it gives me the opportunity to learn from experienced professionals and better understand the mortgage landscape.”

“Mortgage Trust’s casual approach to recruiting was surprising but is authentic and honest. It was important to me that I join a reputable company with a focus on camaraderie among the loan officers. Here, there’s also a refreshing sense of freedom – freedom to choose our CRM, craft our marketing messages, and work without the constraints of a rigid corporate system.”

Martin Matsumura

What Powers Your Success

We equip our loan officers with a modern, high-performance tech stack designed to help you work smarter, not harder. Here’s a snapshot of what you’ll have access to:
• Encompass 360 (desktop + web)
• Consumer Connect client portal
• Loansifter pricing engine
• Credit tools like Xactus + CreditXpert
• Jungo or BNTouch CRM — your choice
• Mortgage Coach + MBS Highway
• myHomeIQ for client retention
• Experience.com for reputation building
• CE & compliance training via Knowledge CoopIf you’ve used it (or wished for it), we probably have it — or we’re willing to get it.

That’s why we don’t just support your transition—we own it. From compiling and scrubbing your data to setting up your tools and workflows, we’ll do the heavy lifting so you can keep doing what you do best.

And yes—we’ll help make sure everything’s above board, so you (and we) stay in the clear.

Change is hard.
We get it.